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Seaside Bridge

Designed for Growth.
Equipment Financing for Emerging and Growing Companies.


Fountain is an equipment financing firm founded on the principle of building  relationships with growing businesses to allow them to finance equipment from the point of start-up through to exit.



 

Who We Serve: emerging and growth-stage businesses across all sectors and industries that have capital equipment as part of their business model.

Our Process

Through working with numerous businesses over the years, we have created a process to make decisions efficiently and quickly.  During our review and evaluation process we ask for specific business information, a description of the asset(s) being financed, and time with a member of management in order to deepen our understanding the business model. Through our non-formulaic and non-checkbox approach to underwriting, we have the ability to understand both standard and complicated credit situations and provide financing terms within 2 to 4 days following our review of information. We have flexibility in our financing structures related to term/duration, structure (e.g. we can structure both capital leases and operating leases), and monthly repayment rates.

We Serve Clients in all Sectors and Industries

We Finance  Nearly Any Type of Equipment

We Understand the Challenges of Early and Growth Stage Companies

All to Help Our Clients Grow and Succeed

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Access to Capital

Grow your business with incremental capital.

Increase Runway

Increase your liquidity runway by financing your capital equipment purchases.

Non-dilutive

Minimize dilution by utilizing an alternative source of capital that does not require equity participation.

Non-restrictive

No requirement for blanket liens or restrictive operating covenants.

Our Process 

Abstract Water

1

Information Request

We will request information to familiarize ourselves with your business.  After receiving this information, a principal of the firm will schedule time for an initial credit call.

2

Introductory Credit Call

We will schedule a 60-minute call to better understand your business and financing needs.

3

Financing Proposal

Within 48 hours following our credit call, we will schedule time to review a financing structure that best suits
your business needs.

Our Parameters

Transaction Size:   $150,000 - $25,000,000

Geography:   United States with consideration given to equipment located overseas for select clients.

Stage:   Pre-revenue to near investment grade with vast experience serving clients that have attracted outsite institutional equity capital.

Collateral:   Equipment only with consideration given to all tangible fixed assets.

Venture and Expansion Stage Leasing

Lease Lines of Credit

Lease Lines of Credit are designed and structured to meet future financing needs related to capital expenditures.  A Lease Line extends credit over a period of time where draws are made by the company in order to make certain asset purchases. 

Sale and Leaseback 

Sale Leaseback transactions are designed to provide businesses with a one-time infusion of cash.  In most circumstances, a business owns unencumbered fixed assets, sells the assets in return for cash proceeds, and concurrent with the sale, agrees to lease the assets over a period of time.  

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